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Termite Inspection & WDO Reports in Miami — FDACS Certified, Same-Day Available

We issue DACS Form 13645 Wood-Destroying Organism reports accepted by all Florida lenders, title companies, and real estate attorneys. Miami-Dade's termite pressure is among the highest in the United States — every property deserves a thorough inspection by someone who knows South Florida's four active termite species.

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Why Every Miami-Dade Property Needs a Termite Inspection

Miami-Dade County sits in USDA Termite Infestation Probability Zone 1 — the highest risk category in the United States. This isn't a technicality. It means every structure in the county has meaningful termite exposure, and untreated properties accumulate damage silently for years before visible signs appear.

South Florida has four active termite species — a level of diversity found nowhere else in the continental US. Two subterranean species (Formosan and Eastern) attack from below; one drywood species attacks from within existing wood members; and Asian subterranean termites add a fourth pressure point near port corridors and newer developments like Doral.

The combination of year-round warmth, high humidity, and well-established colony populations means termites are active in Miami-Dade 12 months a year. A home last treated in 1998 — when a large percentage of current Miami-Dade housing stock was built — now has over 25 years of unprotected exposure.

Important for buyers: Termite damage is not required to be disclosed by sellers unless they have actual knowledge of it. An active or past infestation can exist in a property the seller purchased without a WDO inspection. In Miami-Dade's market, a pre-purchase WDO inspection is not optional if you want to know what you're buying.

4 Termite Species Active in Miami-Dade

Formosan Subterranean

Most destructive US species. Colonies of 1–10 million workers. Can consume a 1-inch wood member in 25 days. Heaviest concentration in older South Florida neighborhoods.

Eastern Subterranean

Most widespread US species. Enters through soil-to-wood contact or mud tubes. Active throughout all of Miami-Dade — no neighborhood is exempt.

Western Indian Drywood

Infests wood directly — no soil contact needed. Identified by fecal pellets (frass) and exit holes. Common in attics, roof framing, window frames, and coastal properties.

Asian Subterranean

Established in South Florida since the 1990s. Builds above-ground carton nests. Concentrated in port-adjacent areas — Doral, West Miami, Medley.

What Is DACS Form 13645 and Why It Matters

In Florida, a WDO inspection is a formal legal document — not just a technician's note. Here's what it covers and who requires it.

What the Report Covers

Subterranean Termites

Active infestation evidence, mud tubes, damaged wood, and previous treatment documentation.

Drywood Termites

Frass (fecal pellets), kickout holes, wing evidence, and all accessible infested wood members.

Wood-Boring Beetles

Exit holes, frass, and active flight holes in structural timber, flooring, and wood paneling.

Wood-Decaying Fungi

Fungal growth, brown rot, white rot, and moisture damage in wood structural members — common in Miami's humidity.

Who Requires or Accepts It

FHA & VA Lenders

Government-backed mortgages require a WDO inspection as a condition of funding in Florida. Our DACS Form 13645 meets all FHA and VA requirements.

Conventional Lenders

Most conventional lenders in Florida require or strongly recommend WDO reports due to state-level termite risk. Check with your lender or real estate attorney.

Title Companies & Real Estate Attorneys

Florida title companies routinely require WDO reports before closing. Our reports are accepted by all Miami-Dade title companies and real estate attorneys.

Buyers (Unrepresented or Cash)

Even without a lender requirement, cash buyers should always commission a WDO inspection in Miami-Dade. The cost of a missed active infestation is orders of magnitude higher than the inspection fee.

What Happens During a Miami Termite Inspection

1

Exterior Foundation & Perimeter

We begin outside — checking the full exterior foundation for mud tubes, termite swarm damage, wood-to-soil contact, and moisture intrusion points. In Miami, this includes checking irrigation systems near the foundation, which create ideal moisture conditions for subterranean termites.

2

Attic Inspection

Florida drywood termites often infest attics first — the hot, dry upper space is ideal for them. We inspect all accessible attic framing for frass, kickout holes, damaged wood, and active evidence. This step is critical for Miami homes built before 1990 with original wood framing.

3

Interior Structure

Interior inspection covers all accessible areas: baseboards, window and door frames, visible wood structural members, under sinks (moisture-prone areas), garage framing, and any wood flooring or paneling showing surface anomalies. We probe suspected areas with a moisture meter.

4

Garage & Outbuildings

Attached and detached garages are separately inspected — they often harbor the first signs of infestation. Any wood outbuildings, fences, or decks attached to the structure are also included. Roof framing and door headers are common drywood termite entry points.

5

DACS Form 13645 Report Issuance

After the inspection, we complete DACS Form 13645 documenting all findings. Same-day digital report delivery is standard. We can also provide verbal findings at the inspection for buyers who want to negotiate before a report is submitted to the lender.

Buyers: A WDO Report Can Protect Your Negotiating Position

When a WDO inspection reveals active infestation or past damage, you have options: negotiate a price reduction, require the seller to remediate before closing, or walk away from the contract. Without a WDO report, you inherit the problem at full purchase price.

In Miami-Dade's market, we routinely perform inspections that uncover active Formosan colonies in Coral Gables historic homes, drywood infestations in South Beach condos, and subterranean damage in 1990s Kendall slab homes — findings that lead to five-figure seller credits at closing.

Tight Closing Deadline?

Call directly with your closing date and address. We prioritize time-sensitive inspections and can typically schedule within 24 hours and deliver the DACS Form 13645 the same day or next morning.

Sellers: Pre-Listing Inspections

A pre-listing WDO inspection gives you the chance to treat issues before they appear during the buyer's inspection — removing a major negotiating lever from the transaction.

Schedule Inspection — (786) 756-0259

What Our Inspection Clients Say

"We were under contract on a 1940s home in Coral Gables with a 30-day close. Miami Pest Control Pros came out next-day, found active drywood termites in the attic framing and old subterranean damage in the garage. We negotiated a $14,500 seller credit. The inspection paid for itself about 50 times over."

AR
Andrea R.Home Buyer, Coral Gables

"I called Thursday afternoon with a Monday closing. They scheduled Friday morning, inspected, and had the DACS Form 13645 emailed to my title company by noon. Clean inspection — no WDO activity found. My lender and title company had everything they needed same-day. Incredibly smooth process."

JM
James M.Home Buyer, Kendall

"The technician went into the attic even though the access panel was in a tight closet — previous inspectors had skipped it. Found frass from drywood termites that had been active up there for years. Clear report, clear recommendations. This is what a thorough inspection actually looks like."

LP
Luis P.Homeowner, South Miami

Inspection Found Termites? Next Steps

Subterranean Termite Treatment

Termidor liquid barrier and Sentricon baiting programs for Formosan, Eastern, and Asian subterranean termites.

Drywood Termite Treatment

Localized spot treatment using Termidor Foam or borate injection — no fumigation required for localized infestations.

Tent Fumigation Miami

Vikane gas fumigation for widespread drywood infestations — whole-structure treatment when localized methods are insufficient.

Annual Termite Monitoring

Ongoing Sentricon bait station monitoring and annual re-inspections — the most cost-effective long-term protection in Miami-Dade.

Termite Inspection Questions

What is a WDO inspection in Florida?

A WDO (Wood-Destroying Organism) inspection is a formal examination of a property for evidence of termites, wood-boring beetles, and wood-decaying fungi. In Florida, the official report is DACS Form 13645, issued only by FDACS-certified inspectors. Lenders typically require this report before funding a home purchase in Florida.

Is a WDO report required when buying a home in Miami?

Florida law doesn't mandate a WDO report for every sale, but most mortgage lenders — FHA, VA, and most conventional — require one before funding. Even cash buyers should commission a WDO inspection in Miami-Dade given the extremely high termite pressure throughout the county.

How long is a WDO report valid in Florida?

Florida WDO reports do not carry a state-mandated expiration date, but lenders typically require the report to be dated within 30–90 days of closing. For the most accurate picture of a property's condition, inspections should be performed close to the closing date.

What does a WDO inspection cover in Miami?

Our Miami WDO inspections cover all accessible areas: exterior foundation, attic, garage, visible wood framing, roof eaves, and fences or decks attached to the home. We identify evidence of drywood termites, subterranean termites (Formosan, Eastern, Asian), wood-boring beetles, and wood-decaying fungi — all required disclosures on DACS Form 13645.

What termite species are found in Miami-Dade?

Miami-Dade County has four active termite species: Eastern subterranean (most widespread), Formosan subterranean (most destructive), Asian subterranean (especially prevalent near ports and Doral), and Western Indian drywood termites (common in historic wood structures and attics). This level of species diversity is unique among US counties.

Can I get a same-day termite inspection in Miami?

Yes. We offer same-day termite inspections throughout Miami-Dade County when scheduling allows. For real estate transactions with tight closing deadlines, call (786) 756-0259 directly and mention your closing date — we prioritize time-sensitive inspections and can often deliver the DACS Form 13645 report the same day as the inspection.

Schedule Your Termite Inspection

FDACS certified WDO inspection and DACS Form 13645 report. Same-day inspection available throughout Miami-Dade. A technician will contact you within 60 minutes.

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  • Accepted by all FL lenders & title companies
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Miami-Dade's FDACS Certified Termite Inspection Specialists

WDO inspections and DACS Form 13645 reports accepted by all Florida lenders and title companies. Same-day inspection available throughout Miami-Dade County.